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NEGOTIABLE INSTRUMENTS AND ELECTRONIC FUNDS TRANSFERS

Negotiable instruments such as checks and promissory notes have served as a medium of exchange for centuries and they remain a ubiquitous presence in our economy even with the refinement of various ³paperless² techniques for the electronic transfer of funds. While both traditional negotiable instruments and modern electronic funds transfers generally function in a highly efficient and reliable manner, their pervasive use and unavoidable susceptibility to criminal interference inevitably engender numerous forms of controversy that may threaten financial institutions and their customers alike with egregious loss or liability. Our attorneys are students of the Uniform Commercial Code and the various other legal standards that frame these controversies and we pride ourselves on both prosecuting and defending claims based on negotiable instruments and electronic funds transfers to the optimal protection of our clients as necessitated by their particular circumstances.